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Fetch Rewards: Grocery Savings & Gift Cards is an application that will help you save money and keep all your purchases under control. Nowadays, everything that we like is monetized every time and making the plan simpler carries an added cost, no matter how small. Think about it, going to the countryside with friends already involves the cost of travel plus the drinks and food that you consume that time.
But it is also true that more and more, we can find great help that allows us to recover part of the money spent and to control what we invest . Knowing how much you spend per month on food, for example, is very important since, without realizing it, we consume little by little and we do not have a clear idea of how much percentage our food represents.
Do you know the 50/30/20 rule? It is a rule that defines some parameters that you must follow as a guide to achieve economic stability and very useful for day to day. Keep reading if you want to know this rule about finances and money management:
- 50: This number indicates the maximum percentage you should spend on basic products and services such as the mortgage or rent, food, gasoline, consumption bills (water, electricity, gas, internet...). It is important that, if with these expenses you do not reach 50% of your salary, do not allocate it to the leisure budget, but to the savings one.
- 30: Here come the expenses that we can consider leisure or whim, such as buying some clothes for fashion, going out with friends for a drink or with your partner for dinner, taking a trip... these are the things in life that we most they like and that give that necessary spark to avoid falling into an absolute routine. In the same way, if you have done everything you had planned for that month and you do not reach 30%, be careful and save it.
20: Saving. Life is full of unforeseen events, so it is necessary to have a savings cushion that can get you out of a jam. These contingencies can be more bearable things like breaking glasses or an appliance, celebrating a birthday... but then we can find ourselves with much bigger contingencies that can ruin our lives if we don't have money saved, for example, being out of a job, the arrival of an unplanned baby, an illness... There are also purchases for which it is necessary, yes or yes, to save money for a time to dedicate to them. That money should be saved from the 30% of leisure but even so, many times we will have to pull the savings to be able to achieve it. A new house, a car, a wedding, a more expensive trip than normal...
Thanks to Fetch Rewards: Grocery Savings & Gift Cards you will be able to know how much you spend monthly on food, which is possibly one of the most variable and difficult to control expenses. Plus, when you have enough points , you have the ability to redeem them for gift cards at stores like Target, Amazon, Walmart, Best Buy, CVS, Dollar General, Panera, and many more.
